:root{--navy:#10263f;--blue:#1d5f91;--gold:#d6a84b;--light:#f5f7f9;--text:#1b2430}
*{box-sizing:border-box} body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6}
header{background:var(--navy);color:white;position:sticky;top:0;z-index:10}
.nav{max-width:1100px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:16px 20px;gap:20px}
.brand{font-weight:800;font-size:1.1rem}.brand span{color:var(--gold)}
nav a{color:white;text-decoration:none;margin-left:18px;font-weight:600}
.hero{background:linear-gradient(120deg,#10263f,#1d5f91);color:white;padding:90px 20px}
.hero-inner,.section{max-width:1100px;margin:auto}.hero h1{font-size:clamp(2.3rem,6vw,4.6rem);line-height:1.02;margin:0 0 18px}
.tagline{font-size:1.35rem;color:#f3d28e;font-weight:700}.btn{display:inline-block;background:var(--gold);color:#17202b;text-decoration:none;font-weight:800;padding:13px 20px;border-radius:8px;margin-top:15px}
.section{padding:60px 20px}.section h2{font-size:2rem;color:var(--navy);margin-top:0}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
.card{background:white;border:1px solid #dfe5ea;border-radius:12px;padding:22px;box-shadow:0 5px 18px rgba(0,0,0,.05)}
.alt{background:var(--light)}
footer{background:var(--navy);color:white;padding:30px 20px;text-align:center}
form{max-width:700px;display:grid;gap:14px}input,textarea{width:100%;padding:13px;border:1px solid #bcc7d1;border-radius:7px;font:inherit}
button{background:var(--gold);border:0;border-radius:7px;padding:13px 18px;font-weight:800;cursor:pointer}
.notice{background:#fff7df;border-left:4px solid var(--gold);padding:14px;border-radius:4px}
@media(max-width:700px){.nav{align-items:flex-start;flex-direction:column}nav a{margin:0 14px 0 0}.hero{padding:65px 20px}}